Services Area

    Over 2,800 dealers in:
  • Delaware
  • Maryland
  • North Carolina
  • South Carolina
  • Virginia

Turn Bad Credit into Good Profit



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Q. How do I sign up?
A. Fill out the form on this page and a Marketing Representative will contact you.
Q. How much do you advance on a car?
A. Up to $3750.00 plus N.A.D.A. loan value.
Q. How much will my dealer check be?
A. It varies by vehicle and state.
Q. What if my customer has an open auto loan?
A. To qualify for an ACE loan, they would need to trade, payoff or add co-signor.
Q. Can someone under the age of 18 be approved for a loan or be a co-signer?
A. No, it is illegal for a minor to enter into a contract.
Q. What is the maximum mileage a vehicle can have to get approved?
A. 150,000 miles is the max we allow.
Q. What is the age limit on a car?
A. Year is not a factor as long as it has a N.A.D.A. loan value of $1500 or more.
Q. Can we submit someone who has a tax ID and not a social security number?
A. Yes.
Q. Will you finance someone in bankruptcy?
A. Yes if the bankruptcy has been discharged.
Q. Do we have to use your gap and warranty?
A. No.
Q. Who are your GAP protection through?
A. AMAC offers GAP protection through Classic GAPSM.
Q. What is the warranty coverage?
A. 24/24,000 Powertrain or 24/26,500.
Q. Who are your Service contracts through?
A. Our service contracts are through through AUL and GWC.
Q. How much commission does AMAC pay on warranties?
A. Franchise dealers: $350.00. Independent dealers: $200.00
Q. How much does the Passtime unit cost?
A. ANSWER
Q. Do we have to pay to have Passtime installed?
A. No you can pass that cost to the customers.
Q. What if my customer is waiting in the showroom?
A. Call the Underwriting Department directly at 704-882-7100 ext 7505 and we will review their application before other applications.
Q. Who do I talk to about navigating the website?
A. You can call the Marketing Department at 704-882-7100 ext. 7349.
Q. Who do I talk to about rehashing the deal?
A. Call the Underwriting Department directly at 704-882-7100 ext 7505.
Q. What forms do I need to fund a deal with AMAC?
A. Proof of income, residence, insurance, landlord information.
Q. Can I talk one on one with an underwriter?
A. Yes.
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